Issue Areas​

Low- and middle-income countries often lack the resources to provide their citizens with sufficient safety nets and social protection services to protect them from the devastating effects of external shocks. In the absence of public programs to cover the array of risks facing most households at the bottom of the pyramid, inclusive insurance can fill a gap and mitigate risk. Yet, inclusive insurance is not just about "small policies." It involves tailoring products and processes to the needs of this new market. EA Consultants provides advisory services to insurance companies and distribution channels to  develop products and processes that ensure value to clients as well as to the business.

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Examples of our work:

• Supported AXA Global Insurance in the development of inclusive insurance products in Indonesia, Egypt and Mexico

• Provided market research for Resolution Insurance in Kenya to re-design an innovative insurance product designed for the mass market

• Collaborated with the InsureResilience Fund and Blue Orchard to support the development and distribution of climate insurance products in Paraguay, Peru, and Colombia

• Led client value work of the Microinsurance Learning and Knowledge (MILK) Project, a major donor’s USD 2 million, 3-year research initiative, involving original research on 17 microinsurance programs worldwide

• Collaborated on a randomized evaluation of a health insurance program for informal sector workers piloted by Nicaragua’s Social Security Institute

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