Publications
Reports, evaluations and articles from twenty years of field research with households, farmers, small businesses and the institutions that serve them. Recent work comes first, followed by our earlier publications by topic.
Recent work
Shared Success Final Evaluation: Findings from Owners of Small Businesses
Aspen Institute, with the Financial Access Initiative at NYU Wagner and EA Consultants, April 2026
Shared Success Final Evaluation: Findings from Workers at Small Businesses
Aspen Institute, with the Financial Access Initiative at NYU Wagner and EA Consultants, April 2026
Shared Success Evaluation Results (presentation)
Tim Ogden, Barbara Magnoni and Tracy Cole, Aspen Institute, December 2025
Expanding Value: The Role of Microfinance Institutions in Inclusive Insurance Distribution
EA Consultants for the Microinsurance Network and AFD, 2025
Shared Success Mid-Term Evaluation Report
Aspen Institute, with the Financial Access Initiative at NYU Wagner and EA Consultants
Earlier publications by topic
Distribution of Financial Services to Low-Income Markets
Efficiency Diagnostic of Financial Services Users' Protection in Mexico (in Spanish), February 2020
Pulling Levers Toward Sustainability; A Framework for Small Deposit Mobilization, UNCDF MicroLead Program December 2017
Responsible Bundling of Microfinance Services, CGAP, the Microinsurance Centre, May 2016
The Right Touch - Reducing Distribution Costs in Alternative Channels for Microinsurance, Microinsurance Centre, May 2014
Protecting those Left Behind: An Experimental Study of Life Microinsurance Purchase Decisions of Compartamos Banco's Borrowers in Mexico, Microinsurance Centre, January 2013
A Microinsurance Puzzle: How Do Demand Factors Link to Client Value? Microinsurance Centre, January 2012
Extending Social Insurance to Informal Sector Workers in Nicaragua via Microfinance Institutions, United States Agency for International Development, October 2009
Person-To-Person Lending: Is Financial Democracy a Click Away? US Agency for International Development, September 2008
Health Financing for Low Income Households
Don't Cover Everything: why targeted health microinsurance can work better than full coverage, Next Billion, February 2015
Doing the Math: Women's Health Microinsurance in Guatemala, Microinsurance Centre, October 2013
Balancing Client Value and Business Case in Kenya Health Microinsurance, Microinsurance Centre, March 2013
Access to Health Services: links to adequate services and financing, presented at Foromic, 2012
Extending Insurance to Informal Sector Workers in Nicaragua via Microfinance Institutions: results from a randomized evaluation, USAID, October 2009
Migrants and Financial Inclusion
Remittances from the U.S. to Latin America and the Caribbean: Following the Money Journey. Inter-American Development Bank, April 2019.
Insurance Mechanisms to Help Migrants Caught in Countries Experiencing Crisis- Issue Brief, MICIC Initiative (Co-chaired by the Government of the Philippines and the United States of America). March 2016
Immigrant Financial Services Study, New York City Department of Consumer Affairs, November 2013
Formalizing the Informal Insurance Inherent in Migration: Exploring the Potential Links Between Migration, Remittance, and Microinsurance, Microinsurance Innovation Facility, March 2011
Hand Out or Hand Up: Microfinance, Remittances and Entrepreneurship in Nicaragua, Technical Brief. Microfinance Gateway, November 2007.
Value and Impact of Financial Services
Measuring Social Impact in Microfinance, Triple Jump. March 2014
Is there value in microinsurance? Microinsurance Innovation Facility, January 2014
Do Clients Get Value from Microinsurance?: A Systematic Review of Recent and Current Research, Microinsurance Centre, March 2011
Consumer Protection
Selling Without Selling Out: How to Avoid Harmful Sales Tactics in Financial Inclusion, NextBillion, 2018
Pure Intentions and Practice: Challenges and Good Practices in Consumer Protection in Microinsurance, Microinsurance Network, 2013. Microinsurance
Entrepreneurism
Financial Capabilities Solutions; What MicroBusiness Owners Want (or Don't). CFED, March 2015
Building Up Business: Microenterprise Demand for Credit in the Caribbean, Inter-American Development Bank/FOMIN, May 2014
In Search of Solid Ground: Understanding the Financial Vulnerabilities of Microbusiness Owners, Corporation for Enterprise Development, April 2014
Pure Perseverance: A study of women's small businesses in Colombia. Inter-American Development Bank/FOMIN, 2013
Economic and Financial Systems and Financial Inclusion
Open for Business: Supporting a Sustainable Microfinance Industry in the Caribbean, Inter-American Development Bank/FOMIN, 2015
Will the Bottom of the Pyramid Hit Bottom? The Effects of the Global Credit Crisis on the Microfinance Sector, US Agency for International Development, March 2009
Review of DCA Credit Guarantee for MFI Access to Commercial Credit in Mexico: The Unión Progreso Case, United States Agency for International Development, March 2006
Other Publications and Articles of Interest
Are the Poor, Especially Women, Being Squeezed Out of the MFIs Set Up to Serve Them? International Banker, August 2015
Hard times pushing micro-entrepreneurs to save—study, Jamaica Observer, June 2014
¡Dinero! The Economics of Mexican Migration: May 9 with Former Los Angeles Mayor Antonio Villaraigosa, Lehman Today, May 2014
Deflating the Promise of Using Remittances to Cope with Financial Shocks, Financial Access Initiative, March 2014
Barbara Magnoni on microfinance product design, Innovations for Poverty Action, October 2010
Adrian Franco is Giving Immigrants Tools to Improve their Financial Lives, Daily Kos, August 2010
Migrantes, nicho de oportunidad para aseguradoras, El Economista, May 2010
Paper Wrap-up: Will the Bottom of the Pyramid Hit Bottom? MicroCapital Monitor, May 2009
Jackson Heights Festival: Film and Food Like No Other,The Daily Kos, October 2009
Haitian Diaspora Unites Across U.S.,The Huffington Post, May 2009
Multimedia
Visit our EA Consultants Youtube Channel Here
Conozca EA Consultants, YouTube, 2017
Health Microinsurance Webinar, SEEP Network, October 2013
MILK Client Value Reflections after a Hurricane in NYC, November 2012
MILK Client Math Field Work 2011, November 2011
Estudios › ¿Qué factores limitan la relación de las mujeres con las microfinanzas? FOMIN/IDB, February 2011
Microinsurance in Colombia After Floods: Microentrepreneur experience, January 2011
Meeting the Insurance Needs of Low-Income Migrants and their Families, Microinsurance Innovation Facility, December 2010